Even in such hard times people still don"t have anything to offer for each other as far as nonmaterial items and values are concerned. When some of your best friends find themselves in any kind of trouble-what do you do? do you try to help them or you just walk away saying noting? As ridiculous and simple this case may seem, people don"t always find it that obvious! People don"t know that the most important value and something everybody should do for each other is mutual help. We have learned all that during our pilgrimages for example. Now, as one of my close friends has trouble with Payday loans I already know what to do. I can offer him everything that I have, nothing more. I will take no Payday loans for myself just to help him, as this would be a never ending circle of useless help. That would just bring more and more people into the Payday loans game. And we would like to avoid that, don"t we? As far as my personal opinion is concerned, I have to tell you that you should think a bit more about other people. Their problems should become your ones and their successes your ones too. You know what I mean? if there were more people like that in the world, it would be much, much better. Payday loans are just an example of a problem.